Showing posts with label affordable homes. Show all posts
Showing posts with label affordable homes. Show all posts

Saturday, December 11, 2010

Protect Your Fence...Winterizing is Important

Why winterizing your fence is an important part of home maintenance


(ARA) - Winter rain and storms take a toll on metal gate hardware. Inexpensive gravity latches function fine when new. However, as soon as rust sets in or gates fall out of alignment, these latches no longer close without manual assistance.



A well-maintained fence can protect your home and possessions, prevent young children and pets from venturing out of your yard without your knowledge, and keep unwelcome intruders out.



A fence that has been allowed to deteriorate, particularly if the gate no longer closes and latches securely, is a liability. It won't provide constant reminders that repairs are needed, like a leaking roof, but it still needs to be fixed. You could be subjected to a lawsuit if someone enters your property, even without your permission, and is injured. A well-maintained fence surrounding your property can reduce that liability.



Professional fencing contractors can be consulted for minor repairs, as well as new or replacement fencing, but there are many "do-it-yourself" steps homeowners can take to preserve the appearance as well as extend the useful life of their fences.



For wood fencing:

* Protect against dry rot. If it's already invaded the wood, pry or cut the damaged section out, scrub the remaining fence with mild detergent or diluted bleach and replace the section you removed with the same type of wood that was used in the original fence. Then, prime and paint or stain the entire fence.



For metal fencing:

* Powder-coated aluminum needs little maintenance, but if the coating has worn off in areas, it will need to be sealed and repainted before winter weather causes the metal to rust.



* Steel or wrought iron fencing needs to be repainted when it rusts. Use a stiff metal brush to remove rust, wash thoroughly, then prime and paint with a rust-proof paint.



Gates and gate hardware are the only moveable parts on a fence system, so they're subject to the most wear and tear. Rust and gate misalignment are the most common problems that prevent latches from engaging properly. If the gate does not latch each time it's closed, the entire fence is ineffective.



Selecting the right gate hardware can prevent most of these problems. An investment in quality when buying new, or when replacing defective or old hardware, can mean that little or no maintenance needs to be done to the gate. Gate hinges and latches by D&D Technologies, made of strong engineering polymers and stainless steel that will not rust, are adjustable during and after installation to easily correct for gate alignment issues in seconds.



It takes just a few minutes to update your gates so they close automatically after opening (self-closing) and the gate latch engages without manual effort (self-latching), improving the security and overall look of your fence. Most D&D latches feature built-in key locks, which eliminate the hassle and extra cost of a separate padlock or pull-string. The company's hinges have a built-in self-closing spring that is tension adjustable for different gate weights with a twist of a screwdriver.





The gate is the only part of the fence that is used daily. Ensuring that your fences and gates are functioning properly and are protected from rust is an essential part of maintaining your property.

Thursday, September 16, 2010

Are you Still on the Fence about Buying a New Home?

10 Reasons to Buy a Home

Now is a great time to buy. And, what's more, tomorrow will be a great time to own, because the fundamental strength of homeownership hasn't changed.

1. You can get a good deal. Prices are down 30 percent on average. They're at a level that makes sense for people's income.

2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.

3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.

4. It'll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?

5. You can get a better home. In some markets, it's simply the case that the nicest places are for-sale homes and condos.

6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.

7. It's risk capital. If the economy picks up, you stand to benefit from that, even if you're goal is just to have a nice place to live.

8. It's forced savings. A part of your payment each month goes to equity.

9. There is a lot to choose from. There are some 4 million homes available today, about a year's supply. Now's the time to find something you like and get it.

10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.

Source: Wall Street Journal, Brett Arends (9/16/10)

Thursday, July 1, 2010

3 Things Condo Buyers Should Know

Now could be a great time for home buyers to find a great deal on a condominium.

Here are three things that potential buyers of condos should consider:

1. Is this condo likely to fall further in price? Part of the answer is in falling or rising local inventory – even if sales have picked up recently.

2. Is this a fair price? Condo prices are more volatile than single-family homes. One big consideration is whether buyers in this particular complex are likely to be able to qualify for a mortgage. If the complex has too many renters, for instance, the Federal Housing Administration won’t approve loans to buy units.

3. Is the condo association in good fiscal shape? Are they maintaining the grounds and the amenities as well as staying on top of needed structural improvements?

Source: Money Magazine, Beth Braverman (06/29/2010)

Tuesday, June 22, 2010

Affordable ways to make your new house feel like home

cAffordable ways to make your new house feel like home


(ARA) - You know that moving into a new home can be one of life's biggest stressors - the packing, the paperwork, the unpacking, finding the nearest coffee shop ...  even though numbers are down, 35.2 million Americans changed residences in 2008, according to a report by the U.S. Census Bureau. There are many ways to make your new house feel like home sooner than later, according to interior design faculty at The Art Institutes.



"Incorporating items with personal meaning, such as memorabilia or a special collection, can make your new place feel less like a stranger's house and more like your home," says Annette Lawrence, academic director of the Interior Design program at The Art Institute of Ohio - Cincinnati. Lawrence describes the concept of "adaptive re-use," an easy, inexpensive way to create a "sense of place" - in other words, making your new house the place in which you feel most comfortable - home.



Adaptive re-use involves bringing items from your previous residence to your new home, but with the twist of adapting them for a different or new use. Adaptive re-use is affordable, ecologically responsible and helps ease the psychological stresses that come with moving into a new, unfamiliar space. Adaptive re-use also involves using items from local design consignment shops. Such establishments can now be found in most towns and carry items ranging from furniture to window treatments and accessories.



Some examples of adaptive re-use:



* Same item, same use - The entry rug from your old house goes in the entryway of the new house.



* Same item, different location - Your living room furniture from your old home becomes your family room furniture in your new place.



* Same item, new use - You use the fabric from a window treatment to upholster your dining room chairs.



"Mies van der Rohe's old adage, 'less is more,' certainly holds true here," says Jackie Barry, interior design instructor at The Art Institute of Houston - North, a branch of The Art Institute of Houston. "Select significant pieces of furniture and art to move. You don't need to have or show everything you have all in one room."



Barry also advises incorporating a concept called biophilic design, which recognizes the inherent need of humans to interact and affiliate with nature to achieve and maintain optimum health and well-being. "Bring the outside in; don't neglect good views to the outside, accentuate them," she says. "Let your garden and landscaping work for you on the inside. Connecting with nature can also have a calming and a comforting effect."



If all of this still feels too overwhelming to you, consider hiring a professional interior designer to help you out. Lawrence suggests using personal contacts and references to find a designer who is right for you.



Courtesy of ARAcontent

Thursday, June 3, 2010

Affordable housing and you

Real estate in Texas
The term affordable housing can mean many things. In Austin, for example, it could mean any single-family home that sells for under $200,000. In other areas of Texas, affordable housing might mean a $75,000 home.

Statewide, Texas REALTORS® help countless fellow Texans experience the benefits of homeownership, regardless of where you live or how much money you make. In addition, many Texas REALTORS® participate in specialized training to better equip themselves for helping first-time homebuyers.

Options abound for Texans who want to own their own home, but who might be strapped for cash or have yet to establish their credit. One is the Texas First Time Home Buyer Program, sponsored by the Texas Department of Housing & Community Affairs (TDHCA). It offers below-market mortgage interest rates for first-time buyers.

The Texas Veterans Land Board has a variety of attractive home-purchase programs for Texas military veterans and their spouses.

Source:TexasRealEstate.com